PayPal competitor Popmoney is Here

Written: August 17, 2017

I have hundreds of web clients over the years and the vast majority of them simply write me a check when their monthly invoice arrives, however a few have ventured into using PayPal instead. Just today I received a text message from a digital marketing agency about my latest invoice, and they were paying me with something new called Popmoney.

I quickly went and did a Google search to find out if Popmoney was legitimate and then to further understand how it was different from PayPal. So Popmoney is a legitimate new company started several years ago and a wholly owned subsidiary of Fiserv, Inc. To receive my first payment from the client I had to:

Here’s the text exchange on my phone:

Popmoney text

Popmoney text

Setting up my account at Popmoney took a few minutes and was straightforward:

Popmoney activity

Popmoney activity

 

How is it different from PayPal? Well, with PayPal I receive a payment from a client, then I have to login to PayPal and then transfer that money into my Wells Fargo Bank account. With Popmoney the money is transferred directly from the client bank account to my bank account, so it never sits at Popmoney, which means that it is more efficient than PayPal is.

To send or request money with Popmoney there is a fee paid by the sender:

Popmoney fees

Popmoney fees

There are many competitors to PayPal, however this is the first time that a client has decided to pay me with Popmoney, so maybe it’s a growing trend or just another fad, let’s see what time tells us.

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Feel Like a Sports Star

Written: June 16, 2017

A kind word goes a long way, and I can still remember words of encouragement from my Little League coach from decades ago. So why not make your favorite sports person feel even more special with their own photo on a package of gum? Well, that’s the great idea of My Big League Chew company, located in Chicago. I’ve helped them setup their web presence and e-commerce system so that parents from around the USA can treat their sports hero to a fun gift.

Go ahead and show some kindness to the children in your life, it will pay dividends in the years to come.

Google Docs Phishing Scam

Written: June 1, 2017

I have been using Google Docs (aka Google Drive) for several years now, and it’s another easy to use, cloud-based storage where I can keep important documents for my own business or documents to share with clients and other freelance professionals. Today I received the following email message:

Google Docs scam

Email

At first glance it looks like a legitimate email message, however the subject line includes an email address that doesn’t exist although the domain name is from my own web site.

The big, blue button for View Document links to a phishing web site that has nothing to do with Google:

Google Phishing link

Phishing Link

S0 now I know for certain that this is yet another phishing scam that wants me to click a bogus link and end up at some web site that will steal my username and password. The second clue that this email is a phishing scam is the From address:

Google phishing address

Phishing address

So, be safe today when you receive an email like this one purporting to be from Google Docs, when in fact it is really a phishing scam trying to steal your username and password instead. When in doubt about an email check for these signs:

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That isn’t Dropbox

Written: May 9, 2017

This morning in my email was an official looking message from Dropbox stating, “You have a new document sent to you via Dropbox due to the large size of the file.

Dropbox email message

Email message

So the grammar looked OK, the Dropbox logo was included, a pleasant line border made it look pretty, but still there were a few things odd about the message that caught my attention:

The clincher that this was a phishing scam and not to be trusted were two points:

From address

From Address

from address

PDF link

So please don’t trust every email that you receive from Dropbox, do a little detective work like checking the From address and the PDF link, along with trusting the Subject line. Don’t be fooled by these latest phishing scams because they want you to download an attached file that is either going to infect your computer or direct you to some shady web site.


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